For Denver real estate agents and home sellers
Give your listing a stronger story.
A featured open-house spotlight. A dedicated property page. A practical payment conversation. Plus an optional 1% Milestone credit with a seller match on eligible purchases.
Spotlight placement and credit participation are separate. A featured home does not automatically include an incentive. Financing and seller contributions require written approval.
Two ways to add an edge
Selected listings receive a feature on Denver This Week, linked to a dedicated page for that specific property. Buyers can explore the home, understand illustrative ownership costs and ask a question without losing track of the address.
The dedicated page brings together a primary listing photo and gallery, the open-house details, listing-agent contact information, payment examples and a property-specific inquiry form. It gives agents a link to share before an open house or after a showing.
On an eligible purchase financed through Milestone Home Mortgage, the program offers a Milestone contribution equal to 1% of the loan amount when the seller contributes a matching 1% or more of the loan amount from seller proceeds.
Approved funds can help with eligible closing costs, prepaid expenses or an approved rate buydown. The right use depends on the buyer’s cash needs, payment goals, loan program and the terms everyone agrees to in writing.
More than a photo and an asking price
Milestone Listing Edge connects the visual appeal of the home with the questions buyers ask next: What could the payment look like? How much cash might I need? Could a seller concession help? What happens when a temporary buydown ends?
Each payment guide clearly separates principal and interest, taxes, homeowners insurance, mortgage insurance and HOA assumptions when applicable. It can compare insurance shopping, temporary payment assistance and alternative uses of seller funds. Mortgage examples remain educational until a borrower receives actual loan terms.
The listing agent remains the contact for showings, property details and offers. Michael Shotnik handles the mortgage conversation. Links to an agent website are identified as such, rather than sending visitors to an unrelated agent’s property-search page. Listing photography must be authorized for use, and the property and brokerage are credited.
These pages illustrate the spotlight format. Neither listing is represented here as having an approved matching-credit offer. Always verify current listing status and open-house times.
Optional buyer incentive
Both percentages above use the loan amount, not the purchase price. The seller’s matching contribution is paid from seller proceeds and must be negotiated into the transaction. A seller may agree to more than the match, subject to applicable limits; Milestone’s described contribution remains 1%.
Milestone’s 1% contribution: $6,000
Seller’s 1% match: $6,000
Combined potential credit: $12,000
One illustrative allocation could be $9,000 toward eligible closing costs and prepaid expenses and $3,000 toward approved permanent discount points. Another could apply the available credit to eligible closing costs alone. An approved temporary buydown is a separate possibility, with its reserve calculated from the actual loan terms. These are allocation examples, not quotes or promises of a particular interest rate or payment.
Closing-cost assistance can reduce eligible cash needed at settlement. Permanent discount points may reduce the note rate. A temporary 1-0 buydown lowers the buyer’s contribution toward the payment for the first year, then ends. Compare the full payment after the subsidy, upfront costs and the expected time in the loan before choosing.
Important conditions: This is an optional program for eligible purchases arranged through Milestone, not a universal entitlement. Borrower, property, loan-product and funding eligibility must be confirmed. Seller consent, available eligible costs, concession limits and lender approval apply. Credits do not replace the required down payment or reserves and are not an unrestricted cash rebate. Credits cannot pay the same cost twice. Any unused amount is handled under applicable program and disclosure rules.
Compare an otherwise comparable loan with and without the contribution, including the interest rate, APR, fees and total costs. A credit does not by itself establish the lowest-cost loan. Funding source and any pricing tradeoff must be explained in the actual offer. Obtain written terms before advertising a specific listing as participating; the final Loan Estimate and Closing Disclosure must reflect the approved credits.
A clear start
Send the property address, MLS number, current price, open-house schedule, listing-agent contact details and photos you are authorized to share. The initial spotlight focus is Denver single-family homes below $850,000; placement is reviewed rather than guaranteed.
We build the property-specific page and explain the assumptions. The listing agent confirms property details. Michael reviews the financing examples and discusses whether the optional credit structure is appropriate.
The seller must agree to any seller contribution, and the loan’s credit terms must be approved. A live spotlight, a shared page or a form submission is not itself approval of an incentive.
No. Spotlight placement and the optional matched-credit program are separate. A home can have an educational payment page without an approved incentive. We do not label a home as participating unless the relevant terms are confirmed.
No. The described match uses the final eligible loan amount. For a $600,000 loan, 1% equals $6,000. The written agreement should use a clear dollar amount and explain any adjustment if the loan amount changes.
No. This program describes help with eligible closing costs, prepaid expenses or an approved buydown, not the required down payment or reserves. Limits and permitted uses depend on the loan program and actual transaction.
Buyers remain free to choose their real estate agent and lender. The optional Milestone contribution is available only with eligible financing through Milestone. Spotlight consideration is not conditioned on a referral promise, referral fee or exclusive agent relationship.
No. A funded temporary buydown subsidizes part of the payment for a defined period without changing the mortgage’s note rate. The buyer should be comfortable with the full payment after the subsidy ends. Permanent discount points are a different option and require an actual lender quote.
Let’s look at the home and the opportunity
Tell us whether you are the listing agent, seller or buyer. Include the property address or MLS number and whether you are interested in the spotlight, the optional matching credit, or both. Michael will review the request with you.
This form requests a conversation, not enrollment or credit approval. Text-message consent is a separate Yes/No choice. Do not send Social Security numbers, account details or financial documents. Privacy policy.
A lower house payment starts with the decisions you make before you buy.
When mortgage rates stretch your budget, shopping for a home needs to include more than the asking price. We need to look at how you buy, which property you choose and every meaningful expense that will go into your monthly payment.
Every...
Michael and Melissa are always a pleasure to work with. They are extremely responsive, professional and work hard to get the best loan for us. I would recommend Colorado Mortgage to anyone. Thank you for another great experience!
Milestone Home Mortgage LLC NMLS #2588937. Michael Shotnik NMLS: 218281, CO License: 100017466. Not licensed in Alaska or New York. To check license status of mortgage loan originator, visit D.O.R.A. and NMLS consumer access.
