Use the secure mortgage application below when you are ready to provide the information needed for a home-purchase preapproval, refinance, home-equity review, investment-property analysis, or another mortgage request.
Not ready for the full application? Schedule a no-pressure mortgage call first. We can discuss the goal and confirm which information will be most useful.
Secure information: Enter Social Security numbers, financial account information, tax documents, identification, and other sensitive information only through the secure application or another approved secure process provided by the Milestone team.
Open the secure mortgage application in a new window, or Call: 303-800-4595.
Submitting an application is not loan approval or a commitment to lend. Financing is subject to verification and all applicable borrower, credit, income, asset, property, lender, agency, and investor requirements.
The secure mortgage application is a starting point for understanding your financing request. Provide complete, accurate information to the best of your knowledge, and tell the team when an answer needs clarification. A useful review depends on the details of your situation, not just the amount you hope to borrow.
Be prepared to discuss employment and other income sources, assets you may use for the transaction, existing debts, properties you own, and your intended purchase or refinance. For a purchase, include the property details when available. For a refinance, have your current mortgage information available for the discussion. Your loan team will identify which supporting documents are needed and how to provide them.
Self-employment, multiple properties, a recent job change, or a move before selling can require additional context. Explain those circumstances rather than trying to make them fit a simpler situation. The self-employed mortgage guide and buy-before-you-sell guide introduce questions worth raising with the team.
You can start a planning conversation before selecting a property. Ask the team which information is useful for your stage of the purchase and what is needed for a preapproval review. Do not treat an initial estimate or an application submission as final approval. The property, documentation, and applicable underwriting requirements still matter.
The Colorado homebuyer guide connects the application with shopping, an offer, and closing. The mortgage loan process guide explains why additional questions may arise after the initial submission.
Use the secure mortgage application above or the secure document channel specifically provided by your loan team. Confirm that a link is the expected destination before entering sensitive information. Do not place account numbers, passwords, tax documents, or Social Security numbers in a general website contact message. Contact the team directly when a request or link looks unfamiliar.
Submitting the form is not a rate-lock confirmation, approval, or commitment to lend. Discuss pricing, lock terms, and the status of your review with your loan officer. Read the documents provided for your individual transaction rather than assuming that a website estimate or earlier conversation establishes final terms.
Ask the team to explain the loan amount, payment components, upfront costs, cash needed to close, and remaining conditions. The CFPB Loan Estimate explainer provides an independent reference for reading the standardized form. A comparison should address your timeline and total costs, not just a headline payment.
Questions before you continue?
Michael Shotnik, Broker and Owner, NMLS 218281
Schedule a call or contact Milestone Home Mortgage. We can clarify the next step before you proceed.
A lower house payment starts with the decisions you make before you buy.
When mortgage rates stretch your budget, shopping for a home needs to include more than the asking price. We need to look at how you buy, which property you choose and every meaningful expense that will go into your monthly payment.
Every...
Michael and Melissa are always a pleasure to work with. They are extremely responsive, professional and work hard to get the best loan for us. I would recommend Colorado Mortgage to anyone. Thank you for another great experience!
Milestone Home Mortgage LLC NMLS #2588937. Michael Shotnik NMLS: 218281, CO License: 100017466. Not licensed in Alaska or New York. To check license status of mortgage loan originator, visit D.O.R.A. and NMLS consumer access.
