Can't say enough positive things about how great it was to work with Michael and his team; Melissa and Shaunna. I so appreciated the immediacy of everyone's responses, the frequent communications and reliable status updates. Michael gave me a plethora of options and insights that enabled me to choose the ideal scenario for my new home purchase. I hope to stay in my beautiful new home for many many years to come but if I don't, if I need to refinance, or if I know anyone else seeking a new loan, I won't turn to anyone but the Shotnik team!!