Payment-friendly features: low property taxes, no HOA and no mortgage insurance in the illustrated 20% down scenarios.
Property snapshot
Classic Park Hill character, thoughtfully remodeled.
This two-story bungalow pairs preserved 1909 craftsmanship with substantial modern improvements. Original woodwork, built-ins and hardwood floors bring warmth, while the updated kitchen, flexible finished basement and recent mechanical upgrades support everyday comfort.
Bedrooms4
Bathrooms3
Living area2,629 sq. ft.
Year built1909
Lot4,690 sq. ft.
Parking2-car detached garage
What stands out
Four reasons to take a closer look
Preserved craftsmanshipOriginal woodwork, built-ins, hardwood floors and fireplaces in the living room and basement.
Updated kitchenCustom cabinetry, stainless appliances, quartz counters, breakfast nook and bar seating.
Recent upgrades2024 boiler, 2025 Pella windows, central air conditioning and fresh paint.
Two zero-point options, compared by full monthly payment.
The illustrations below assume the $1,240,000 purchase price, a 740 credit score, 20% down and no mortgage insurance. They include property taxes, an insurance estimate and $0 HOA dues, without a closing-cost or cash-to-close breakdown.
30-year fixed
6.750% 6.786% estimated APR | $0 points
Principal + interest$6,434Property taxes$527Insurance estimate$465HOA$0
Estimated monthly total$7,426
7/6 SOFR ARM
6.375% initial 6.541% estimated APR | $0 points
Principal + interest$6,189Property taxes$527Insurance estimate$465HOA$0
Initial monthly total$7,181
$245/month lowerInitial ARM payment compared with the fixed option.
Low property taxes$6,326/year, about 0.51% of price.
No HOA and no MI$0 shown for both in the illustrated payments.
The 7/6 ARM rate is fixed for 7 years and may adjust every 6 months afterward. Margin 2.75%; SOFR index 3.895%; lifetime cap +5 percentage points. The estimated ARM APR assumes the current index remains unchanged after the initial period. Final APR and payment may vary.
Listing information, price and open-house schedule are snapshots checked October 28, 2026 and may change. Confirm with the listing agent or host before traveling. Payment examples assume a $1,240,000 price, 20% down, 740 credit, no mortgage insurance, $6,326 annual taxes, homeowners insurance estimated at 0.45% of price per year and no HOA. Rates, APRs and payments are estimates, subject to change and qualification, and are not a commitment to lend. The 7/6 ARM is fixed for 7 years and may adjust every 6 months afterward; margin 2.75%, SOFR index 3.895%, lifetime cap +5 percentage points. Final APR and payment may vary. Milestone Home Mortgage, LLC NMLS #2588937. Michael Shotnik NMLS #218281. Equal Housing Opportunity. Milestone is not the listing real estate brokerage or seller.
Michael and Melissa are always a pleasure to work with. They are extremely responsive, professional and work hard to get the best loan for us. I would recommend Colorado Mortgage to anyone. Thank you for another great experience!