Current Mortgage Rates As of January 28, 2025, the national average mortgage rates are: - 30-Year Conforming: 6.865% - 30-Year Jumbo: 6.919% - 30-Year FHA: 6.497% - 30-Year VA: 6.434% - 15-Year Conforming: 6.161% Rate Trends Over the past week, mortgage rates have experienced slight fluctuations....