Actual vs. Monthly Trend
| Metric | Current Value | Month-over-Month Change |
|---|---|---|
| Median Close Price | $607,000 | +1.51 % |
| Active Listings | 11,964 | +22.53 % |
| Months of Inventory | 3.08 months | +10.79 % |
| National Avg. 30‑Yr Fixed | ~6.53 %** | Flat / slight uptick |
**According to Mortgage News Daily, the current national average for a 30‑year fixed-rate mortgage is about 6.53 % as of September 2, 2025
Active inventory is surging—detached homes up ~26.6% MoM; attached homes up ~15.5%
Yet, median sale prices remain resilient: ~$665,000 for detached (+0.76 % MoM), ~$389,900 for attached (+0.55 % MoM)
In March, Denver’s median sale price was $599,000—down 3.9% from the historic peak in early 2025
The Optimal Blue OBMMI 30-year conforming index is roughly 6.29% as of early September 2025, pointing to a market that may be favorable for refinancing
Mortgage News Daily reports that MBS prices have slipped slightly, which tends to push mortgage rates up slightly, though fluctuations today remain minimal
Ideal Market for Buyers:
Inventory: ideally >6 months
Active Listings: high and increasing
Home Prices: stable or declining
Mortgage Rates: stable or falling
Current Reality:
Inventory remains below balanced-market thresholds (~3.1 months).
Price increases persist, though modest, and listings are rising swiftly.
Rates are stable but elevated—overall, the scales still lean toward sellers, albeit with narrowing leverage for them.
We’re observing a more balanced market—a shift from extreme seller advantage earlier in 2025. Buyers with readiness and certainty can find opportunities, especially as rates stabilize and inventory expands.
Encourage buyers to act decisively while leverage remains attainable.
Highlight growing listings in marketing as motivation for timely engagement.
Keep an eye on OBMMI and MBS trends—markets at ~6.3% are ripe for strategic refinancing messaging.
Milestone Home Mortgage LLC NMLS #2588937. Michael Shotnik NMLS: 218281, CO License: 100017466. Not licensed in Alaska or New York. To check license status of mortgage loan originator, visit D.O.R.A. and NMLS consumer access.
